Average Settlements for Personal Injury Car Accident

The average settlement amount for a personal injury car accident case in the United States is approximately $19,000.

The average car accident settlement tells you nothing about how much money you will get in a car accident settlement. Typical car accident settlement amounts do not predict compensation for your case.

What you want to know is the expected compensation payout in YOUR personal injury case. The starting point to determine your car accident injury settlement is based on what injuries you suffered and the typical compensation for those injuries?

How do you figure out how much your specific accident injuries are worth? The starting point to determine what your insurance settlement payout might be looking at both injury settlement statistics and similar example insurance claims. Your case likely falls under one of these categories:

Catastrophic Injury and Wrongful Death Cases

• Average Wrongful Death Settlements and Verdicts (average payout for car accident death)
• Spinal Cord Injuries (injury settlement amounts)
• Burn Injuries (average by type of burn injury)
• Loss of an Eye (verdicts and sample resolutions to cases in Maryland, Virginia, and Washington, D.C.)
• Loss of Sight Cases (value of vision loss cases without specificity as to the type of vision loss)
• Vertebral Fractures (median values)
• Internal Bleeding (verdicts and settlements)
• Ear Injuries (payouts based on the type of ear injury)
• Fractured Back (average verdict and settlement payouts in Maryland)
• Concussions (statistics and sample verdicts and settlements)

Herniated Disc and Other Disc Injuries

• How much is your insurance claim is worth based on what type of accident caused your cervical or herniated disc injury?
• Value of Cervical Herniated Disc Cases (Maryland, Washington D.C., and Virginia)
• National disc injury verdict data

Below the Waist Personal Injury Settlements

• Foot and Ankle Injuries
• Fractured and Broken Legs: Get median and average verdicts and sample case results)
• Knee Injury Verdicts (median and average verdict data on knee injury cases)
• Amputated Toe Cases (national verdict data)

Above the Waist Personal Injury Settlements

• Shoulders
  • Shoulder Injuries Generally
  • Rotator Cuff
  • Fractured Shoulder
• Hand, Wrist, and Fingers
  • Wrist Fractures (typical compensation payouts in Maryland, Washington, D.C., and Virginia)
  • Finger and Hand Verdicts (average, median, and sample cases that went to trial or resolved out-of-court)
• Facial Scarring (average value)
• Fractured Hip (Maryland, Washington, D.C., and Virginia)
• Fractured Ribs
• Headaches (average, median, and type of collision)
• Chest (includes seat belt and airbag injuries)

Car and Motorcycle Accident Cases

• Average Car Accident Settlements in Maryland (personal injury compensation amounts)
• Valuing Truck Accident Cases
• Head-on Collisions
• Motorcycle Crashes
• Bicycle Accidents

Malpractice and Product Liability Cases

• Value of Malpractice Claims by Types of Case
• Value of Wrongful Death Malpractice Claims
• Nursing Home Values
• Premises Liability
• Legal Malpractice

Settlement Values in Maryland

• Maryland Settlement Values
  • Wrongful death claims
  • Car accident (average car accident settlement/verdict)
  • Truck accident (we also have a 2021 updated video explaining the settlement value of Maryland truck accident cases and how the Maryland cap on damages impacts the value)
  • Nursing home
  • Malpractice
  • Individual Counties
    • Baltimore City
    • PG County
    • Baltimore County
    • Montgomery County
    • Analysis of All Maryland Counties
• Washington, D.C.
  • Car accidents
  • Medical malpractice

Note: Take these statistics with a grain of salt. These do not reflect the value of your case or any individual case. To get a better idea of the value of YOUR claim, you need to speak with a personal injury attorney who can address all of the relevant facts in your case.

Why? Because car accident settlement amounts are, as we have been saying all along, unbelievably specific to the unique facts and circumstances in your case.

Remember one other thing, too. You can always ask your lawyer how much he or she thinks your injury insurance claim is worth.

The Search for a Settlement Formula

There is absolutely a settlement formula for personal injury car accident claims:

Past Medical Bills
+
Future Medical Bills
+
Past Lost Wages
+
Future Lost Wages
+
Pain and Suffering Damages

This is the formula to calculate your settlement in a car crash case.

A formula is easy. You just input the numbers and make a calculation. But in the vast majority of our cases, the greatest harm in the case is pain, usually physical pain. How do you measure the pain and suffering that goes with physical and emotional damage?

The answer to how much money you get for pain and suffering is worth depends on the car accident case. In some types of car and truck accident cases, insurance companies will try to use a computer program to compute a blueprint of a settlement formula.

The insurance adjuster puts all of the details of the medical records into a computer. The computer spits out a settlement range for the insurance payout.

Computer-generated settlement calculators produce payouts that are very different from what our personal injury lawyers believe to be full justice in the case.

In severe injury cases, a computer system trying to number crunch a dollar amount is an abomination of justice. (You can get a complete look at how insurance companies value cases here. Above, you can research the settlement value of your particular injury.)

In the typical car accident case we handling in Maryland, who is at fault is not an issue. But if there is a serious dispute about liability, the lawsuit will more likely go to trial. If auto insurance companies think their driver is not responsible, they are more willing to take the personal injury claim to trial.

To determine the settlement value, you must multiply the likelihood of success by the expected payout if you win.

So the formula is your case is worth $2 million, but you have an 80% chance of winning the case, your "settlement formula" calculation would be $1.6 million (2,000,000 x .8).

This is the real question, right? How much money will you get from your settlement? You want to know how much of your settlement you will get. Make no mistake. Personal injury cases are about money. Our lawyers never forget that justice is about money.

No doubt, there is more to life than money. You know this if you have suffered a serious injury or lost a loved one. But a civil tort case is about money.

Does this mean you would not rather have your pain go away or bring your loved one back? Of course not. But, unfortunately, money is all the justice you can get when making a personal injury claim.

Let's go back to that $2 million case that settled for $1.6 million because of the risk of a defense verdict at trial. Two things cut into that $1.6 million payout: (1) attorneys' fees and expenses and, (2) and health insurance liens. Let's look at both of those.

How Much Are Lawyer Fees in for a Car Accident Settlement?

How much money do the auto accident lawyers take from your settlement in a personal injury lawsuit? It is an important question because it is often a lot of money. Car accident lawyer fees are easy to calculate. They should be carefully spelled out in the retainer agreement. For our clients, the fees are the same in every single case we have: 33% of the recovery if the case settles before a lawsuit is filed. (That contingency fee goes to 40% if a lawsuit is filed.)

So, your attorneys' fees under this scenario would be $533,333. Your second deduction is expenses. Our firm fronts all of the client expenses (and our lawyers swallow those expenses if you lose) But we get those costs back from the recovery. There are other ways to do it. But we still have not heard of any of the best personal injury lawyers in serious injury cases doing it any differently.

How much are the client expenses? It varies from less than $100 to well over $100,000. If you settle a severe injury case before filing suit, the expenses will be a fraction of the cost of taking a claim to trial. The average expenses in a car accident case that is settled before filing suit is usually a few hundred dollars.

But if that car accident case goes to trial, the average expenses are approximately $15,000. A lion's share of that cost is paying expert witnesses to testify at trial. You can't know the exact amount that your expenses will be. But you can have an open and transparent line of communication with your attorney about your expenses.

In one of our law firm's complex medical malpractice practices, the cost will often exceed $100,000 long before the case goes to trial. Our birth injury lawyers might spend $200,000 to $300,000 on a labor and delivery malpractice case.

But with Miller & Zois, and most law firms, we front those expenses. The client is not obligated to pay them if we do not get a financial recovery that exceeds those costs. In other words, our law firm bears all of the out-of-pocket risks.

One other question victims often ask that we will shoehorn in here is the logistics of a settlement. How is the settlement paid out? The insurance company will send a check made out to the lawyers and the client. The lawyer will get the client's permission to sign the check and then deposit it into an escrow account.

In Maryland, we have very specific rules on how to disburse injury claim settlement amounts. Our lawyers use an IOLTA escrow account. The client, the law firm, and any medical bills are paid out of that account.

The last significant line item is medical bills and medical liens. Medical bills are an easy one. You have to pay back the provider for your medical bills. On most medical bills, the client has an option as to whether they want to pay the outstanding bills out of their settlement.

To negotiate the bills and pay the claim out of the settlement or simply to leave the bills open. Some medical bills you may be legally required to pay out of a personal injury lawsuit settlement. Some health care providers who know they have a motor vehicle collision case will require the plaintiff to sign an "assignment and authorization."

This agreement requires counsel to reach a deal to pay back the health care providers. Hospitals can often put a lien on those funds requiring the lawyers to pay at least some portion of their bill.

Medical liens are a little more tricky. The rules are going to vary by state. Let's talk about Maryland because that is where we handle the vast majority of our non-birth injury cases.

In Maryland, the health insurance company has a contractual right in many cases to be repaid. If you don't pay them back, you risk breaching your contract and losing your health insurance.

But they are not paying out $200,000. They are sending the providers $150,000 to extinguish those bills. In the majority of cases we handle, the patient is not obligated to pay the remaining $50,000.

Our Maryland accident lawyers fight like crazy so our client does not get charged for the difference. We almost always win. But the jurisdiction and the language of the health insurance policy are important.

Whether you have outstanding medical bills or medical liens, the best lawyers do not stop fighting for their clients when they get a verdict or settlement. They fight for their clients and work to get those medical bills and medical liens reduced.

So, in summary, there is no average personal injury settlement calculator. Artificial intelligence has not come that far. But if you do your research - see above - you have a chance of getting a pretty good understanding of what the typical injury claim settlement ranges for your case might be.

Many people ask if they can ask their lawyer how much their case is worth and how much money they can hope to put in their pocket? The answer is of course. It is unlikely your lawyer will give you the exact compensation payout the lawyer expects. But if you have completed treatment, you should be able to get a range of possible settlement values you might receive.