How Much Money Will I Get From My Settlement?

Straight Talk About How Much Money You Will Get from Your Personal Injury Accident Settlement

If you are hurt in an accident you have lots of questions. But most questions are aimed at the same point: how much money will I actually get out of my settlement or verdict? This is the most pressing question our clients have. And it should be.

First, let's be clear. We cannot give you an exact answer. Any lawyer who suggest they can give you a real value in an online consultation or a phone call is, to put it generously, blowing smoke.

But what you can find on this website is information that will give you a better idea of (1) what your case is worth, and (2) what that value actually means to you in terms of money in your pocket.

This page will give you a ton of information and statistics about your case. But if you have a seriously hurt, you need someone to fight for you. We fight for every last penny we can get either by way of settlement or trial. If you have a serious personal injury case, call 800-553-8082 or get a free online consultation here. We will fight for you.

Miller & Zois Personal Injury Trial Verdicts & Settlements
  • $8,000,000 Car Crash Verdict
  • $5,500,000 Malpractice Verdict
  • $5,200,000 Malpractice Verdict
  • $2,500,000 Medical Mistake Verdict
  • $2,500,000 Malpractice Settlement
  • $2,100,000 Product Defect Settlement
  • $1,300,000 Truck Crash Settlement
  • $1,200,000 Truck Crash Settlement
  • $1,100,000 Truck Crash Settlement
  • $1,100,000 Medical Mistake Verdict
  • $1,000,050 Truck Crash Verdict
  • $1,000,000 Car Crash Settlement
  • $1,000,000 Truck Crash Settlement

Talk to a Lawyer at 800-553-8082 or Get an On-Line Consultation

The Search for a Settlement Formula

Clearly, there is absolutely a settlement formula for personal injury car accident claims in jurisdictions like Maryland:

Past Medical Bills
Future Medical Bills
Past Lost Wages
Future Lost Wages
Pain and Suffering Damages

This is the formula to calculate your settlement in a car accident case.

In the vast majority of our cases, the greatest harm in the case is pain - usually physical - pain. How do you measure the pain and suffering that goes with physical and emotional harm?

The answer depends on so many different factors with different weights depending upon the case. In some types of car and truck accident cases, insurance companies will try to use a computer program to compute a blueprint of a settlement formula, by having the insurance adjuster put all of the details of the medical records into a computer to spit out a settlement range for the insurance payout.

In serious injury cases, a computer system trying to number crunch a dollar amount is an abomination of justice. (You can get a complete look at how insurance companies value cases here. At the bottom of this article, you can read about your specific injury and how those claims have been valued by juries at trial and insurance companies for settlement.)

In most traffic collision cases, if there is a serious dispute of liability, the case is most likely going to trial. Medical malpractice and products liability claims are a different beast. The same formula applies in malpractice, product defect, and premises liability cases with one addition: you have to multiply the likelihood of success on the question of whether the defendant is at fault for the accident by the formula's calculation.

We have earned tens of millions of dollars for victims by fighting every single case like it was our last case. Can we help you? Call 800-553-8082 or get an online consultation.

You don't have to be a statistician to figure out the equation here. If your case is worth $2 million but you have an 80% chance of winning the case, your "settlement formula" calculation would be $1.6 million.


This is the real question, right? How much money will you actually put in your pocket? This is what personal injury cases are about. No doubt, there is more to life than money. But a civil tort case is almost always about money. Does not mean you would not rather have your pain go away or your loved one come back? Of course not. But, unfortunately, money is all the justice you can get when making a claim. So it is exactly what these cases are about.

Let's go back to that $2 million case that settled for $1.6 million because of the risk of a defense verdict at trial. Two things cut into that $1.6 million payout: (1) attorneys' fees and expenses and, (2) and medical liens.

Attorneys' Feesvalue of case

Attorneys' fees are easy to figure out; they should be carefully spelled out in the retainer agreement. For our clients, the fees are the same in every single case we have: 33% of the recovery if the case settles before a lawsuit is filed and 40% of the recovery if the case settles after the claim is filed.

So, your attorneys' fees under this scenario would be $533,333. Your second attorney related deduction is your expenses. Our firm fronts all of the client expenses (and swallows those expenses if you lose) but gets those expenses back from the recovery.

How much are client expenses? It literally varies from less than $100 to well over $100,000 if your case goes to trial. It depends on the case. You can't know the exact amount that your expenses will be, but you can have a open and clear line of communication with your attorney as to what the expenses may be. If you settle a serious case before filing suit, the expenses will be a fraction of what they would be if you take the claim to trial. The real money gets spent putting the case on for trial. In one of our law firm's complex medical malpractice practices, the cost will often exceed $100,000 long before the case goes to trial. But with Miller & Zois, and most law firms, we front those expenses and the client is not obligated to pay them if we do not get a financial recovery that exceeds those expenses. In other words, our law firm bears all of the out-of-pocket risk.

Medical Bills and Medical Liens

The last big line item in most case is medical bills and/or medical liens. Medical bills are an easy one. You have to pay back the provider for your medical bills. On most medical bills, the client has an option as to whether they want to pay the outstanding bills out of their settlement.

To negotiate down the bill and pay the claim out of the settlement or simply to leave the bills open. Some medical bills may be legally required to pay some medical bills out of a settlement.. Some health care providers who know they have a motor vehicle collision case will require the plaintiff to sign an "assignment and authorization." This requires counsel to reach an agreement to pay back the health care provider (or place the money in escrow). Hospitals have the ability to place a lien requiring the lawyers to pay at least some portion of their bill.

Medical liens are a little more tricky and the rules are going to vary by state. Let's talk about Maryland because that is where we handle the vast majority of our cases.

In Maryland, the health insurance company has a contractual right in many cases to be repaid. If you don't pay them back, you risk breaching your contract and losing your health insurance.

Let's say you have $200,000 in medical bills and your health insurance pays the bills.

But they are not paying out $200,000. They are sending the providers $150,000 to extinguish those bills. In the majority of cases we handle, the patient is not obligated to pay the remaining $50,000.

We fight like crazy so our client does not get charged for the difference. We almost always win. But this depends on the jurisdiction and the language of the health insurance policy.

Whether you have outstanding medical bills or medical liens, the best lawyers do not stop fighting for their clients when they get a verdict or settlement. They fight for their clients work to get those medical bills and medical liens reduced.

So, in summary, there is no average personal injury settlement calculator. Artificial intelligence has not come that far. But if you do your research - see more below - you have a chance of getting a pretty good understanding of what the settlement ranges for your case might be.

Getting a Lawyer to Fight to Get You the Most Money Possible

Our law firm handles motor vehicle collision and other tort claims. If you have been injured by a defective product, malpractice, or a motor vehicle collision, call us at 800-553-8082 or get an almost instant free no obligation consultation.

LEARN MORE ABOUT THE VALUE OF YOUR CASE | SPECIFIC INJURIESCatastrophic Injury and Wrongful Death CasesHerniated Disc and Other Disc InjuriesBelow the Waist InjuriesAbove the Waist InjuriesCar and Motorcycle Accident CasesMalpractice and Product Liability CasesSettlement Value in Different States

Note: Take them with a grain of salt. These do not reflect the value of your case or any individual case. To really get a better idea of the value of YOUR claim, you need to speak with counsel who can addresses all of the relevant facts in your case.

Related ArticlesIf You Need an Experienced Personal Injury Lawyer

We handle personal injury accident and malpractice cases in Maryland but also throughout the country. If you or a loved one has suffered a serious personal injury as the result of the negligence of someone else, call our victim's advocates at 800-553-8082 or get a free on-line consultation.

Contact Us For a Free Consultation

If you are hurt in a serious accident or are the victim of medical malpractice, contact our team of lawyers to discuss your case.
Call us now for help at (800) 553-8082

You can also get a FREE no obligation on-line consultation.