Often, Maryland accident victims making a personal injury claim receive a settlement offer from the insurance company to resolve the claim and are insulted by the settlement offer. The reality is that the goal of insurance companies is not to bring about justice and treat you fairly. The goal for insurance companies is to accept premiums and deny claims. In fairness to insurance companies, our insurance claims lawyers are not trying to get our clients what is fair, either. Instead, our accident lawyers are trying to get our clients as much money as humanly possible. Accordingly, there is no sense in wasting energy on being insulted by an insurance settlement offer: the offer, to paraphrase the Godfather, is always business, not personal.
Tips on Each Insurance Company
The insurance companies also know that accident victims do not – alone – have a hammer in the event that the accident case does not settle. Why settle the case for fair value when the injury victim does not appear able to do anything if the offer is 20% of the fair value? That’s how the insurance company sees claims.
It is not easy to fight with insurance companies, not even for lawyers handling insurance claims every day, because it is difficult dealing with anyone whose goal is to bring about an unjust result. The leverage an experienced accident lawyer has, particularly an insurance claims lawyer who has a proven track record with the insurance companies, is that a lawsuit will be the response to an unreasonable offer. Insurance companies know who the serious lawyers are who are willing to try cases; they also know that injury victims are not going to be able to bring a clai m if the accident lawyer settles almost all of their cases. The settlement offer is reflected in these facts.
For more information on insurance claims, read about how the value of your auto accident case is calculated. This websites Maryland Auto Accident Help Center also provides the most comprehensive frequently asked questions for Maryland auto accident victims making insurance claims on the Internet. If you are making only a property damage insurance claim, our accident lawyers will not be able to help you but you can read about how to handle your property damage claim without an attorney.
Get a Lawyer to Fight for You
There are a lot of hills to climb. The best bet to make it to find the best lawyer in Maryland that you can who handles personal injury claims. We believe our insurance claim lawyers are the best in Maryland at dealing with insurance claims in accident cases. We have the experience to sort through these complicated issues and stand up to the insurance companies to fight for fair compensation for the victims of car accidents.
If you or someone you know has been injured in an auto accident, get a free consultation or call 1-800-553-8082 to speak to a Maryland lawyer experienced in handling auto accident claims.
- Maryland Auto Accident Lawyers (an overview of what we do)
- Settlements of Personal Injury Accident Claims (information on settlement)
- Insurance Claims Frequently Asked Questions (FAQ) (extensive injury victim FAQ’s)
- Insurance Claims Help Center (information for accident victims)
- Sample Attorney Retainer (our fee agreement with our clients)
- Maryland Accident Lawyer Blog (lawyer discussion of insurance claims)