Can You Bring Lawsuit If You Were Speeding? (Yes.)

Many people assume that if they were speeding at the time of a car accident, they cannot bring a personal injury claim. That is not necessarily true.
In fact, it is unlikely to be true.  In Maryland, speeding alone does not automatically prevent an injured driver from recovering compensation. The key question is whether the speeding actually caused the accident.
In most states, the law compares the fault of everyone involved in the crash. If a driver is partly responsible for the accident, their compensation is simply reduced by their percentage of fault. Maryland does not follow this rule.

Contributory Negligence

In Maryland, we adhere to an old common law rule we inherited from the British called contributory negligence. Abandoned in all but four states, the rule states that “any” negligence on the part of the plaintiff will completely bar a recovery. As applied to auto accident cases, it means that if a plaintiff contributed to the auto accident in any way, no matter how slight, he or she cannot recover money through the courts from other parties that may have been chiefly responsible, even if the plaintiff is only 1% at fault. In the above example, this means Driver C gets nothing even though Driver A and Driver B caused 90% of his injuries. Of course, this is patently unjust, but there has been little inertia since 2001 in the Maryland legislature for reconsidering this archaic rule (State Treasurer Richard Dixon testified before the Maryland legislature that it would put additional “burdens” on Maryland’s insurance system… ignoring the burdens placed on accident victims).  In 2013, the Maryland Supreme Court specifically declined — over a vigorous dissent — to overturn contributory negligence.

Accordingly, when defending a personal injury lawsuit in Maryland, defense lawyers often seek to argue that the Plaintiff was contributorily negligent. The problem for defense lawyers is that most accidents are relatively cut and dry, and the answer is black and white: someone is 100% at fault for the accident. But defense lawyers in personal injury cases fight to try to find something that a jury might believe, often trying to make as many arguments as they can, hoping that one argument will stick with the jury.

Naturally, one of the easiest things to argue is that the plaintiff was driving too fast and that the speed of the plaintiff’s vehicle was a contributory cause of the car accident. Specifically, defense counsel often attempts to argue that this Plaintiff was driving at a speed such that he would not have been in that place had he been driving at the appropriate speed. The critical question in Myers v. Bright is whether vehicle speed can be the proximate cause of a collision when the Plaintiff’s car was where it was entitled to be and the driver would not have had sufficient time to avoid the collision had he been driving at a lawful speed.

Why Insurance Companies Love the Speeding Argument

Insurance companies frequently argue that the injured driver was speeding. They do this because Maryland’s contributory negligence rule gives them a powerful defense. If they can convince a jury that the plaintiff was even slightly responsible for the accident, the claim can be barred completely.

Because of this rule, insurers often raise speeding even when the evidence is weak or speculative. The argument is simple: if the plaintiff had been driving more slowly, the crash might not have happened or might have been avoided. Sometimes that argument has merit. But in many cases, it is little more than guesswork.

Defense lawyers know that contributory negligence only requires a small amount of fault. That means they do not have to prove that speeding was the main cause of the accident. They only need to persuade a jury that the plaintiff’s speed played some role in the collision.

In many crashes, however, the real cause is another driver who failed to yield, ran a red light, or entered the roadway when it was unsafe. When that happens, speculation about speed is not enough. Maryland courts have repeatedly held that there must be actual evidence that the plaintiff’s speed contributed to the crash before the issue can even go to a jury.

Myers v. Bright

In this case, Plaintiff was the injured driver in a car accident. The Plaintiff was driving in the right-hand southbound lane, which was for through traffic, on U.S. Route 11 in Hagerstown, Maryland. The lane to Plaintiff’s left was for vehicles turning left at an intersection further down the highway. On Plaintiff’s right was a Burger King restaurant that had an entrance onto the highway. The cars to her left stopped waiting to turn left at the intersection approximately 50 feet past the Burger King.

Driving northbound on Route 11, Defendant attempted to turn left into the Burger King. This maneuver required Defendant to cut through the line of vehicles in the left turn lane and then cross the southbound lane of traffic. Among the southbound vehicles waiting to turn left was a pickup truck just north of the Burger King entrance. The driver of the pickup truck motioned to Bright to go ahead and turn in front of him. The defendant tried to turn left across both southbound lanes and into Burger King’s parking lot and hit Plaintiff’s car. Plaintiff testified at trial that she saw Defendant’s vehicle emerging from in front of the pickup a split second before the crash. The plaintiff said that there was no way for her to avoid the accident.

The plaintiff filed a lawsuit against the defendant driver.  Now retired Judge Frederick C. Wright in Washington County entered judgment for the plaintiff (Plaintiff prevailed as a matter of law), and the jury awarded her $30,000. The Maryland Court of Special Appeals, however, reversed Judge Wright’s ruling. But the Maryland Court of Appeals disagreed and essentially reinstated Judge Wright’s ruling that Defendant was negligent as a matter of law and Plaintiff was not contributorily negligent.

The opinion in Myers v. Bright was written by Maryland Supreme Court Judge Howard Chasanow. The opinion clearly articulates why speed rarely leads to a finding of contributory negligence. The court found that the defendant, having failed to yield the right of way to the plaintiff while making a left turn, was negligent as a matter of law and that the Plaintiff’s speed had not impeded her ability to avoid the auto accident. Finally, the court held that because there was no evidence that the plaintiff’s speed was a proximate cause of the car crash, she was not contributorily negligent for the accident. Judge Chasanow’s opinion noted that the court does not condone speeding and recognizes that there are criminal penalties for violating Section 21-311, but that does not make the conduct a contributing cause of an accident.

How Fault Affects Injury Compensation
Rule If You Are 10% At Fault If You Are 1% At Fault
Comparative Negligence (Most States) Your compensation is reduced by 10% Your compensation is reduced by 1%
Maryland Contributory Negligence You recover nothing You recover nothing

The Take Home Message for Counsel

The take-home message for Maryland personal injury attorneys is that you must vigorously fight efforts by defense lawyers in car accident cases who seek to confuse the court into giving this section of the Transportation Code as a contributory negligence instruction without a proper foundation that the plaintiff’s speed was a proximate cause of the auto accident.

Typically, the defendant’s argument that speed was a factor is purely speculation. The Myers court, however, ruled mere conjecture that the accident might have been caused by the alleged speeding is insufficient to send the case to the jury. Id. at 405. See also Dow v. L&R Properties, 144 Md. App. 67, 75 (2002) (lead paint causation opinion written by retired judge Marvin Smith affirming this principle, even though the court found enough evidence to send the causation issue to the jury); Lyon v. Campbell, 120 Md. App. 412 (1997).

Accordingly, if your client’s testimony is that it was “just a couple of seconds” between the time he discovered the car in his lane of traffic and the collision, you should be able to effectively argue to the court that there still is no credible evidence to support the conclusion that the car accident could have been avoided by your client.

The Take Home Message for Victims

Do not let an insurance company convince you that speeding automatically means you are at fault. In many accidents, the real cause is another driver who failed to yield, ran a light, or entered the roadway when it was unsafe.

Speed only matters if it actually caused the crash. If the accident had happened regardless of your speed, then the speeding argument may not matter legally.

Because Maryland follows strict contributory negligence rules, insurance companies often raise this defense even when it is weak. That is why the facts of the accident matter so much.

Frequently Asked Questions

Can I Sue if I Was Partly at Fault for the Accident?

In most states, 26 of them in fact, you can still bring a personal injury claim even if you were partly responsible for the accident. Your compensation is reduced by your percentage of fault. This is called comparative negligence.

For example, if a jury finds that your injuries are worth $100,000 but determines you were 25 percent responsible for the crash, you would recover $75,000.

Maryland is different, as we discussed above. Maryland follows the much stricter rule of contributory negligence. Under this rule, if the injured person is even slightly responsible for causing the accident, they can be barred from recovering compensation entirely. Because of this rule, insurance companies often look for any argument that the injured driver did something wrong.

What Happens if I Rear Ended Someone?

Many people assume that the driver in the rear is automatically at fault in every rear-end collision. Often that is true, usually that is true. But not always.

Drivers have a duty to maintain a safe following distance and control their vehicles. When a rear-end crash occurs, the presumption is usually that the following driver failed to do that.

However, there are situations where the lead driver may share responsibility. For example, if the front driver suddenly slammed on the brakes for no reason, had non-functioning brake lights, or reversed unexpectedly, the facts may shift some or all of the responsibility.

Can I Still Recover if I Was Speeding?

Speeding does not automatically destroy a personal injury claim. In fact, in most claims, it does not. The key legal question is whether the speeding itself actually caused the accident.

If another driver ran a red light, failed to yield while turning, or entered your lane unexpectedly, the accident may have happened regardless of whether you were traveling slightly over the speed limit. In those situations, speeding may not be considered a contributing cause of the crash.

Insurance companies frequently argue that speeding contributed to the accident, but they must prove that the speed actually made the collision unavoidable or worsened the situation in a meaningful way.

What If I Was Not Wearing a Seatbelt?

Not wearing a seatbelt does not prevent you from bringing a personal injury claim.

In Maryland, the law generally does not allow a defendant to argue that a plaintiff should receive less compensation simply because they were not wearing a seatbelt at the time of the crash. This rule exists because the focus of the case is on what caused the accident itself.

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