Penn National Insurance provides insurance for businesses, personal automobile, and homeowners. It was founded in 1919 with the intent of providing workers' compensation insurance but quickly expanded to other types of insurance. Penn National ranked as the 23rd private automobile insurance company with a market share of 0.3% and $11,182,520 in premiums. To put this number in context, GEICO writes premiums in Maryland are about $1 billion. So while not as ubiquitous as Allstate, State Farm or GEICO, we run still into Penn National on a fairly regular basis.
But it is amazing how under the radar Penn National stays. They have a very low public profile and there is little talk of this insurance company one way or the other in legal circles.Penn National's Operating Territory
Penn National sells insurance in ten states: Maryland, Pennsylvania (where it based), Virginia, Delaware, New Jersey, North Carolina, South Carolina, Tennessee, Alabama, and Wisconsin.Settlement of Penn National Accident Claims
Penn National's adjusters are about average--they work to settle cases the majority of the time. But in some cases, they stick with unreasonable numbers. This can necessitate lawsuits to obtain the fair value of our clients' claims.
Once a lawsuit if filed, Penn National hires good lawyers and will work hard to defend the case. So if a settlement is not possible or reasonable, the lawsuits are often defended in Maryland by the Law Offices of Frank F. Daily, P.A. But if you look for settlements and verdicts involving Penn National, you do not see much. It is fair to say that Penn National is reluctant to take personal injury cases to trial, particularly cases that have significant upside for the plaintiff.
An exception to this rule happened a few years ago when we had a great win against Penn National on behalf of a really nice client in Frederick, Maryland. In that case, Penn National was the underinsured motorist carrier, and they argued that they should not be identified to the jury because of fears that the jury would hold it against them for being a big insurance company. You can see our response to their motion here. In any event, we won the motion... and the trial. Penn National does have a few high-profile cases that went up to the Maryland appellate courts. (You can get more information about the Maurer v. Pennsylvania National case here.)Our Lawyers Can Help You With Your Accident Claim Against Penn National
If you've been involved in an automobile collision with a Penn National driver, or if Penn National is denying your PIP claim or UM/UIM claim, contact us at 800-553-8082 or online for a fast and free consultation. (For claims outside of Maryland, go here.) We can help advise you about your accident, settle it if appropriate, and file a lawsuit if that is in your best interests.Automobile Insurance Companies: A Comparison
- State Farm
- Liberty Mutual
- Valuing Personal Injury Cases (how much is your Penn National claim worth?)
- Handling Personal Injury Claims Without a Lawyer (tips for personal injury victims)
- Handling Your Property Damage Claim (tips for auto accident property damage claims)
- Sample Demand Letter (letter to insurance company for compensation by settlement)
- Personal Injury Frequently Asked Questions (questions about handling claims against Penn National and other car insurance companies)
- Car Accident Statistics (underscores why insurance companies treat you as a statistic)
- Maryland Accident Lawyer Help Center (samples of documents and advice for other lawyers handling Penn National accident cases)