Sample Demand Letter in Car/Truck Accident Case
Mr. David Greenly
7849 Belle Point Drive
Greenbelt, Maryland 20770
Re: David v. Patrick, et al.
Case No. 24-C-08-080463
You have asked for a formal demand in the David v. Patrick trial set for trial in Baltimore City in a few weeks.
Mr. David was hit by defendant’s tractor trailer on March 14, 2010. As a result of the accident he sustained permanent injuries neck and back spinal injuries. He had surgery on his back and needs to have surgery on his neck. Mr. David has been unable to work since the accident and has been declared completely disabled by his physicians and is not cleared to work. To date, Mr. David has suffered $3,836,586.26 in special damages. They are itemized as follows:
Past Medical Expenses: $ 465,459.54
Future Medical Expenses: $ 30,000.00
Past Lost Wages: $ 255,280.72
Future Loss of Earning Capacity: $ 1,763,855.00
Future Loss of Benefits: $ 649,991.00
Pain and Suffering: $ 710,000.00
Total Special Damages to Date: $3,896,586.26
As of March 12, 2010, Clarance David was employed by the federal government as a surveyor. He was a civilian, but worked for the Department of Housing and Public Works at the United States Naval Academy in Annapolis, Maryland. He worked for this branch of the military for many years and worked his way up the ladder. At the time of the accident he was earning $68,426 a year in salary and had a host of benefits from the federal government. He had no health problems at all at the time of the accident. He did have a prior L4-L5 lumbar discectomy in 1989 and had a complete recovery. He was able to return to work after his prior back surgery and required no medical care for a decade prior to his accident in 2009. There is no evidence at all of any prior problems with his neck preceding the 2009 accident.
FACTS OF THE ACCIDENT
On March 12, 2010, Plaintiff was a passenger in a vehicle being driven by a co-worker. They were traveling northbound on Interstate 95, approaching the Harbor Tunnel in Baltimore, Maryland. At the same time, Defendant Pakacki was
You have contested liability vigorously during dicovery but we do not believe there is a meaningful dispute. Frankly, we do not think you are going to contest liablity at trial. In fact, we hope you do.
PLAINTIFF’S CLAIM FOR DAMAGES
As of December, 2011, Plaintiff’s past medical bills were $65,459.54. He has been in active treatment since that date; however, we are not in possession of the updated medical bills for his most recent visits. See Plaintiff’s Medical Provider Index, attached hereto as Exhibit “B.” Plaintiff David underwent an IME with Dr. Serman on April 23, 2010. Dr. Shuey’s report is attached hereto as Exhibit “C.” Tips on Each Insurance Company
The Defendant’s expert states:
"It is my opinion within a reasonable degree of medical probability that Mr. David sustained a traumatic nerve root impingement syndrome cervical spine injury as a result of the March 12, 2009 injury. As well, it is my opinion to a reasonable degree of medical probability that Mr. David sustained lumbar spine injury to his L4-L5 segment, causing him to have subsequent surgery to repair an L4-L5 lumbar decompression and fusion.
More importantly, your expert also opined that he believes that Mr. David would not be able to return to his former employment. Dr. Serman contends that Mr. David is a candidate for cervical spine surgery including cervical laminectomy or cervical discectomy and fusion. Dr. Serman does not challenge the fairness, reasonableness or causal relationship of any of Mr. David’s past medical treatment or medical bills.
Dr. Serman believes for his future cervical surgery to be $30,000. This estimate does not include any additional future medical care Mr. David would need throughout the rest of his life; however, that future amount would be secured from Plaintiff’s experts prior to trial in this case and presented to a jury. According to the life tables, Mr. David is expected to live for another 29.6 years. (See attached hereto as Exhibit “D.”) Dr. Cammissa, Plaintiff’s treating physician, will opine that Mr. David would reasonably expect to incur additional medical expenses over the course of those 29.6 years as a result of this accident.
Tips on Each Insurance Company
As a result of the severe injuries to Plaintiff David’s neck and back, he has been unable to return to work since the March 12, 2010 truck accident, and according to Dr. Cammissa he is permanently disabled as a result of this accident. To date, Plaintiff’s past lost wages are $255,280.72. Plaintiff was earning $68,426 a year at the time of the accident and has been completely disabled because of the accident for the last 194 weeks and does not expect that he is able to return to any type of gainful employment.
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As of the date of this accident, the cap on pain and suffering in Maryland was $650,000. Due to the devastating affect this accident has had on Plaintiff’s body, life and career, we believe that the pain and suffering aspect of this case warrants an evaluation that is equal to the cap.
The available policy limits for this loss is $3,000,000. A portion of that policy has been paid out to other injured persons as a result of this accident. My understanding is that the policy has been depleted to $2,816,114. (See attached hereto as Exhibit “F” correspondence from defense counsel indicating the remaining limits available.)
Given the clear liability and undisputed permanent injuries in this case, we would recommend to our client that he accept the balance of the available policy $2,816,114 to resolve this case. While we would be willing to reach an agreement on these terms, we are fully prepared for our upcoming trial. If this case does go to trial, we are obviously going to seek a recovery well in excesss of the policy limits. Let me know how you would like to proceed.
Very truly yours,
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