Esurance: Insurance Claims and Settlements

Dealing with Esurance in Car Accident Cases Overview

Esurance is an Allstate product, packaged in what is intended to be hip, new packaging. Their motto is "Insurance for the Modern World." We're not sure what that means -- it looks like the same services, the same ability to buy online, and same types of settlement offers. But these folks sure do know how to market. They have a jazzy cartoon avatar with purple hair, though, so that's something. It is, however, technically separate from Allstate. They are ranked as the 41st private automobile insurance company with a market share of 0.32% and $11,989,891 in premiums (see the Maryland Report here). Esurance also offers commercial auto policies, property insurance, health and life insurance.

Esurance's Operating Territorynsurance Claims

Esurance has 2,000 employees in 15 offices nationwide. The closest offices to us are Maryland. D.C., Virginia and Pennsylvania, so they have a strong east coast presence. However, it is only licensed to provide automobile insurance in 34 states: Maryland, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Tennessee, Utah, Virginia, Washington and Wisconsin.

Settlement Of Esurance Accident Claims

We are just now beginning to see more and more Esurance policies. In general, everything that we have said before about Allstate (not so good hands) is true of Esurance. In our opinion (some lawyers differ), it is not the worst insurance company for resolving claims, but it doesn't win any gold medals for fairness, either. Like Allstate, Esurance uses Colossus to help them value (read: undervalue) traffic collision injury claims. Like any insurance company, we give it a reasonable effort to settle Esurances case. If those efforts appear to be wasted, we turn the case around and quickly file a lawsuit. Once a lawsuit is filed, a defense attorney will enter his/her appearance, and will typically bring a fresh set of eyes to the case. Sometimes they can make their insurance overseers see reason and make settlement more of a possibility.

Our Lawyers Can Help You With Your Esurance Accident Claim

f you've been in an accident with a driver insured by Esurance, contact us at 800-553-8082 or online for a free consultation. We can resolve your automobile accident claim one way or another, whether by settlement or lawsuit.

More On Esurance
  • Esurance offers "family deal" car insurance to people in domestic partnerships and civil unions in 21 new states across the country [learn more]
  • Esurance's efforts to deny responsibly in wrongful death case after car was sold ends with a settlement [learn more]
  • $1.3 million settlement in Allstate case where victim was degloved [learn more]
Automobile Insurance Companies: A ComparisonMore Information on Automobile Claims and Lawsuits
  • What Do You Need to Do After an Auto Accident?
  • Placing money values on PI cases
  • Tips for personal injury victims
  • Handling property damage claims)
  • Asking for money: letter to insurance company for compensation for in a settlement
  • Car crash stats (underscores why insurance companies treat you as a statistic)
  • Get help: samples of documents and advice for other lawyers handling Esurance accident cases)
  • Contact us at 800-553-8082 to discuss how we can help you with your accident claim against allstate in maryland and around the country
Client Reviews
They quite literally worked as hard as if not harder than the doctors to save our lives. Terry Waldron
Ron helped me find a clear path that ended with my foot healing and a settlement that was much more than I hope for. Aaron Johnson
Hopefully I won't need it again but if I do, I have definitely found my lawyer for life and I would definitely recommend this office to anyone! Bridget Stevens
The last case I referred to them settled for $1.2 million. John Selinger
I am so grateful that I was lucky to pick Miller & Zois. Maggie Lauer
The entire team from the intake Samantha to the lawyer himself (Ron Miller) has been really approachable. Suzette Allen
The case settled and I got a lot more money than I expected. Ron even fought to reduce how much I owed in medical bills so I could get an even larger settlement. Nchedo Idahosa