Recorded Statements for the Insurance Companies After a Car Accident in Maryland
There are two likely recorded statements
you will be asked to give after a car accident in Maryland. The
first is a recorded statement to your own insurance company reporting
the details of the automobile accident. (Click
here for a sample recorded statement.) You most like have
under your auto insurance policy a contractual obligation to cooperate
with your insurance company regarding your accident. Our attorneys
believe that in most cases, you should have a Maryland accident
lawyer on the call with you when you talk to your insurance company.
You should approach your recorded statement with your insurance
company with both caution and candor. Many claims where the other
driver appears to be at-fault for the accident will eventually
involve your own insurance company, especially when the other
driver has no or limited insurance coverage. Accordingly, you
want to be careful with respect to how your characterize the accident
and your injuries. That said, you also have an ethical and contractual
obligation to be honest with your own insurance company about
what happened in the car accident and the extent and scope of
your injuries (to the extent that you know). Again, the best way
to balance these competing interests is to involve a qualified
personal injury lawyer in Maryland in the recorded statement you
give to the insurance company.
The other driver's insurance company
will also want you to give a recorded statement regarding the
accident and your injuries. While every situation is different,
our accident lawyers struggle to conjure up scenarios where it
makes sense to give a recorded statement to the at-fault insurance
company in a Maryland accident case. Accordingly, when the at-fault
insurance company calls, you should either refer them to your
Maryland accident attorney or simply tell them that you will not
be giving a recorded statement to them.
See also Should You Allow Your Personal Injury Client to Give a Recorded Statement?
See also One Personal Injury Lawyer's View on Recorded Statements
See also Maryland Personal Injury Lawyer Help Center
See also Maryland Personal Injury Lawyer Blog (news, information and advice on PI cases)
See also Maryland Lawyer Blog (news and analysis of issues facing Maryland lawyer)
