Maryland Shoulder Injury Compensation Payouts

This page is for personal injury victims and accident lawyers who want to better understand the trial and settlement value of shoulder injury cases.

Our shoulder injury lawyers do this by looking at average settlement payout statistics and verdict and settlement payouts data from other shoulder injury cases. We also provide our attorneys’ real-life experience handling these claims to put this data in the proper context.

If you have suffered a shoulder injury in an automobile or truck accident in the Baltimore-Washington area and want to bring a claim, we can help. Call Maryland shoulder injury lawyers at 800-553-8082 or get a free,  no-obligation Internet consultation.

How the Science of Shoulder Injuries Impacts Settlement Amounts

Before we start talking about what a shoulder injury case might be worth, let’s take a minute to explain the science behind these injuries. You need to understand the shoulder itself before you can fully understand how these claims work. This matters, because the shoulder is a complex joint that heals poorly. That healing issue directly affects how we think about settlement value. The truth is, too many insurance adjusters and even some personal injury lawyers in Maryland do not grasp how significant that is.

The specific part of the shoulder involved in many serious injuries is the glenohumeral joint. That is what most people think of when they picture the shoulder joint. It is where the glenoid, which is the socket part of the shoulder blade, meets the humerus, which is the upper arm bone. The ball-and-socket structure allows for a wide range of motion, but it also makes the shoulder vulnerable.

Inside this joint, you have cartilage known as the labrum. The labrum is a ring of cartilage that surrounds the glenoid. Its job is to help stabilize the joint and prevent the humerus from moving too far in any direction. It basically keeps the shoulder together. When the labrum is torn, or when the joint is otherwise damaged, it often leads to pain, limited movement, and long-term weakness.

Many of the injuries our lawyers see in these cases require arthroscopic shoulder surgery. In this procedure, the doctor makes a few small incisions in the shoulder and uses a camera and special tools to repair the damage from the inside. It is less invasive than open surgery, but it still involves significant recovery time.

Common conditions that lead to arthroscopy include rotator cuff tears, labral tears, and something called impingement syndrome. All of these injuries can result from a car accident or a fall, and they are often misunderstood by claims adjusters who think the shoulder should heal quickly. That is simply not how it works.

To give you some context, about four million people in the United States seek medical care each year for shoulder injuries. Of those, around 1.4 million undergo shoulder arthroscopy. So we are not talking about rare or exaggerated claims. These are real injuries that cause real limitations, and when someone is dealing with this kind of trauma, the law needs to reflect the full impact it has on their life.

Shoulder Injuries Heal Poorly, Which Impacts Settlement Payouts

Many things about shoulder injuries are unique and impact the appropriate compensation payout for victims.

Let’s start with the joint itself. The shoulder joint is the least constrained joint in our bodies. For example, your hip joint fits concentrically into a socket. The mobile shoulder joint does not concentrically fit. The socket is flat, and the ball is round.

What does this mean? The shoulder joint really needs functional soft tissues around it – the rotator cuff, the labrum, the capsule, and so forth – to provide stability to the shoulder joints. What this means is that normal shoulder functionality requires a lot of moving parts to work well together.

The other important thing to understand about the shoulder when it comes to putting a settlement value on these injuries is that tendons, ligaments, and tendons in the shoulder are poorly vascularized. This means the shoulder does not get sufficient blood supply. This impedes the healing process. The result is often poor and incomplete healing after a motor vehicle crash. A soft tissue shoulder injury usually heals with no scarring or last injury.

These challenges in healing a shoulder injury often result in progressive deterioration of the shoulder over time, which can lead to future shoulder arthroplasty that may or may not be successful. Frozen shoulder is also a common secondary complication from car crashes.

These complications and future challenges need to be baked into the settlement calculus. They often are not if you do not have a personal injury lawyer to hold the defendant’s feet to the fire.

Finally, serious shoulder injuries are challenging to diagnose. Injuries like a tear of the cartilaginous labrum of the joint are often difficult to see on an MRI, as are cartilage defects. Defense lawyers like to pretend that because something cannot be fully seen with radiographic testing, it does not exist.

As plaintiffs’ shoulder injury lawyers, our job is to solve this problem by making these injuries come to life with the insurance company and, if necessary, a jury.

Settlement Value of Shoulder Injuries

Victims know that their attorney is not going to help them heal. Our job is to get as much money for our clients as possible. Clearly, permanent shoulder injuries will have a greater settlement value than injuries that fully resolve. Higher-energy or high-level cases where vehicle property damage is high will also drive settlement value.

The average shoulder injury verdict approaches $100,000. Shoulder injury cases often settle for much less. Insurance companies and even car accident attorneys habitually undervalue these cases. Why? Because they don’t consider challenges specific to shoulder injuries.

One injury that is often a battlefield is a torn labrum. A labral tear is more commonly seen in workers’ compensation cases from repetitive stress. But a labrum tear can also occur from car, truck, and motorcycle accidents. Our shoulder injury lawyers in Baltimore are more likely to need to file suit in accident cases like this.  We talk more about these cases below.

• This page focuses specifically on the settlement value of rotator cuff shoulder injury cases
• Settlement amounts for arm injury cases

Why Shoulder Surgery Increases the Value of a Settlement

Shoulder injuries that require surgery, particularly arthroscopic procedures, almost always lead to higher settlement values than cases managed with physical therapy alone. The reason is simple: surgery proves severity. It demonstrates that conservative treatment failed and that the injury disrupted daily life, work, and long-term function.

When we talk about the value of a labral tear shoulder settlement, or a case involving a rotator cuff repair, the key driver is not just the diagnosis. It is the treatment. A confirmed labrum tear or SLAP tear that leads to arthroscopic surgery puts the injury in a different compensation bracket. That is why the average settlement for shoulder surgery is often well above non-surgical cases.

Even when someone has a clear tear but does not move forward with surgery, or merely says they intend to, insurance companies treat the claim with more skepticism. There is a world of difference between saying, “I might need shoulder surgery” and actually undergoing the procedure. That distinction shows up in the numbers.

Our shoulder injury lawyers see this all the time in shoulder labrum tear settlement negotiations and torn rotator cuff car accident settlements. Plaintiffs who undergo surgery have documented pain, post-op recovery, and real limitations that justify a higher payout. Those who do not, even with imaging confirmation, will face lower shoulder injury compensation amounts.

This is especially true in auto accident claims, where the average settlement for shoulder injury in a car accident can vary widely depending on the extent of treatment. A lump sum payment for shoulder injury with surgery will often double or triple the value of a similar case without it.

Also, keep in mind that a shoulder surgery settlement in a third-party personal injury claim will almost always result in more compensation than a workers’ compensation shoulder injury settlement, where pain and suffering are not compensable. Typical settlements for rotator cuff injuries at work are generally lower.

Bottom line: Surgery changes everything. If you have a shoulder injury requiring surgery, even arthroscopic repair for a rotator cuff or labral tear, you are in a stronger position to recover a more substantial settlement.

Sample Verdicts and Settlements in Shoulder Damage Cases

Below are verdicts and settlements in selected shoulder injury cases. Most of these are car, truck, or motorcycle accident cases that comprise most of these claims (because the bar is higher to climb in premises liability cases).

These case outcomes are instructive and help you understand the value of these claims. But they are just one tool of many and, used alone, are not predictive of the value of an individual case.

All of these verdict payouts and settlement compensation amounts are lump-sum payments. Workers’ comp is often very different.

• 2025, Pennsylvania: $70,000 Verdict: The plaintiff was shopping at a local Walmart. While in the self-checkout area, he slipped on a foreign transitory substance and fell, injuring his right shoulder. The verdict included $20,000 for past medical expenses and $50,000 for pain and suffering.
• 2025, New York: $200,000 Verdict: The plaintiff was driving southbound when the defendant, driving northbound, made a sudden U-turn and crashed into her vehicle. The plaintiff reportedly suffered left shoulder injuries, which required arthroscopic surgery, and lumbar injuries, which required a discectomy, as well as unspecified cervical and thoracic injuries.
• 2025, Pennsylvania: $60,000 Verdict: The plaintiff, 57 years old, said she was traveling northbound through an intersection when her vehicle was struck on the passenger side by a westbound vehicle driven by the defendant, causing the plaintiff’s vehicle to roll over. The plaintiff reportedly suffered neck, back, and shoulder injuries. The verdict included $15,000 for past physical impairment and $45,000 for past pain and suffering.
• 2024, Maryland: $70,000 Verdict; The defendant rear-ended the plaintiff as she stopped for an ambulance with its lights and sirens on. The plaintiff suffered neck sprains and a ligament injury in her shoulder, requiring extensive treatment. The verdict included $21,000 for medical expenses and $48,000 for pain and suffering.
• 2023, Maryland: $4,500,000 Verdict:  While traveling as a passenger in her family’s vehicle in Jacksonville, Florida, a 17-year-old girl was sideswiped by a box truck. The collision led to several injuries, notably a painful torn labrum. This labrum tear, a serious injury often associated with persistent pain and limited joint mobility, significantly hampered her daily activities and well-being. A jury awarded her nearly $4.5 million in damages for her shoulder and other injuries.
• 2022, Maryland: $111,860 Verdict: The plaintiff was driving an MTA bus when the defendant turned in front of the bus and struck the front passenger side. The plaintiff claimed she sustained a right shoulder injury that required surgical intervention, headaches, and unspecified neck and back injuries. The verdict included $27,940 for past medical expenses, $58,920 for past lost wages (which seems very high), and $25,000 for pain and suffering damages.
• 2022, Maryland: $40,000 Verdict: The plaintiff was stopped in traffic for a red light when a vehicle operated by the defendant collided with the rear of his vehicle and pushed it up against the vehicle in front of him. The plaintiff allegedly suffered a sprained shoulder, but his primary injury was lumbar disc herniation. He also claimed back sprains and headaches. The $40,000 award was all pain and suffering and included no medical expenses. Only a fraction of this was probably for the shoulder sprain.
• 2021, Maryland: $78,471 Verdict: A 53-year-old male reportedly suffered right shoulder tears, requiring surgery and physical therapy, as well as injuries to his cervical and thoracic spine, when, while stopped at a red light, his vehicle was rear-ended by a vehicle driven by the defendant. The award included $35,000 for pain and suffering and $43,471 for medical expenses.
• 2020, Maryland: $310,505 Verdict: A 50-year-old woman is struck in the Arundel Mills Mall parking lot. She experiences significant neck and shoulder pain. Four months earlier, she had undergone a multi-level cervical fusion. Her imaging studies reveal slight spinal changes. The woman receives chiropractic and physical therapy. Still, she claims permanent neck and shoulder pain. She testified that the collision prevented a full surgical recovery. She settled with the liability insurer for $30,000 but continued with an underinsured motorist claim against Allstate. A Prince George’s County jury saw the case her way and gave her a $310,505 payout.
• 2019, Maryland: $220,000 Settlement: Our client was hit when the defendant’s vehicle attempted to make a U-turn in front of his motorcycle. He drives himself to a Baltimore-area hospital. After a few weeks of therapy, his doctor recommends an arthroscopy that includes a rotator cuff repair, subacromial decompression, and biceps tenodesis (tendon repair). The defendant offers $98,000 to settle the case. Our law firm files suit and the offer ultimately increases to $220,000. The defendant’s policy was $250,000.
• 2019, Maryland $86,633 Verdict: A 78-year-old pedestrian was struck at a Baltimore intersection. She tore her left rotator cuff and biceps tendon. The woman also had her pre-existing back condition aggravated. She underwent physical therapy and pain-killing injections. The woman also took pain medications. Her physicians testified that she reached her maximum medical improvement. The woman alleged that the driver’s failure to yield to a pedestrian caused her permanent injuries. A Baltimore City jury awarded $86,633.
• 2019, Maryland: $120,429 Verdict: A 73-year-old man was rear-ended. He suffered a concussion and soft-tissue left shoulder, neck, and right rib injuries. The man also experienced the aggravation of his pre-existing degenerative lumbar condition. He has physical therapy and steroid injections. The man’s soft-tissue symptoms resolved, but not his lower back ones. His treating physiatrist testified that his injuries were permanent, collision-related, and required future surgeries. The man alleged that the at-fault driver’s negligence caused the accident. The defense contested this allegation. They argued that the man’s injuries were pre-existing and degenerative. The Montgomery County jury ruled in the man’s favor and awarded $120,429. (This case seems to be only partially related to the shoulder.)
• 2016, Maryland: $250,000 Settlement: Our client stops in heavy traffic on Route 97 in Glen Burnie and is hit from behind by a driver who is not paying attention. She has shoulder surgery and, thankfully, makes a remarkable recovery. GEICO offered its $50,000 limits, and Erie paid $200,000 in uninsured motorist coverage.
• 2014, Maryland: $315,000 Settlement. Our client was a passenger in a taxi cab that veered off the road and crashed into a ditch. An MRI revealed four torn tendons and “massive” damage to his cuff. He underwent surgery to correct the damage and was ordered to wear a protective sling for 6-8 weeks following surgery. .
• 2013, Maryland: $33,000 Verdict. A 56-year-old woman is forced off the road when the defendant exits a parking lot in front of her vehicle. The plaintiff slams into a pole and totals her car. Her rotator cuff is torn during the accident. The shoulder needs surgery, but the plaintiff cannot afford it due to a lack of insurance. State Farm admits that its insured driver caused the accident but claims that the shoulder injury pre-existed the accident. The Montgomery County court awards the plaintiff a lump sum of $33,000.
• 2013, Maryland: $93,612 Verdict. A motorcyclist in Baltimore County sustains a partial thickness rotator cuff tear that results in permanent injury. The defendant changed lanes abruptly, and the plaintiff runs into the back of the vehicle. Plaintiff additionally suffers abrasions to his lower body and nonspecific injuries to his neck and back. The driver claims a phantom vehicle cut him off, causing the swerving maneuver. A Towson jury awards the plaintiff $93,612 for his injuries.
• 2012, Maryland: $335,639 Verdict. A 50-year-old couple is injured when a construction site adjacent to their home collapses. The husband suffers a torn rotator cuff that requires surgery and eighteen months out of work. The wife receives severe lacerations around her eye that cause permanent disfiguration. The defendant had been attempting to construct a home for the past several years, and his negligent building skills resulted in the collapse. The Calvert County jury awards $335,630 when the defendant improperly answers the complaint and fails to appear at trial.
• 2012, Maryland: $43,481 Verdict. The defendant driver swerves across two lanes of traffic into the opposing road and runs head-on into the plaintiff. The plaintiff receives a rotator cuff tear that requires decompression and debridement surgery. Additionally, the plaintiff suffers from cervicothoracic, thoracolumbar, and lumbosacral spine strains. The defendant disputes the necessity of the medical treatment and the causation of the injuries, but a Prince Frederick jury awards $43,481 in relief.
• 2012, Maryland: $72,162 Verdict. A 45-year-old woman in stop-and-go traffic is sandwiched between the two defendants in an auto collision. The plaintiff sustains a painful rotator cuff injury. An Annapolis jury determines that the back defendant was the driver at fault, and the front defendant settles a separate injury claim for an undisclosed amount.
• 2012, Maryland: $ 58,000. A man in his 60s receives bilateral shoulder injuries when the defendant driver turns into his lane while attempting a left turn. The defendant argues that the injuries were degenerative and predated the accident. An Ellicott City jury, however, determines that one of the shoulder injuries is related to the crash and awards $58,000.
• 2012, Maryland: $10,000. A woman sustains a cervical strain, cervical radiculopathy, and a shoulder rotator cuff tear when the defendant driver crashes into the woman’s vehicle. The defendant admits liability for the collision but denies the extent of the plaintiff’s injuries. A Baltimore County jury finds for the plaintiff but awards only $10,000. Clearly, they did not buy the plaintiff’s case. This same case in Baltimore City might have a very different result. Baltimore County jurors are more skeptical than Baltimore City jurors. This was true in 2012, and it is true today.
• 2012, Maryland: $5,000 Verdict. A woman is completely stopped at an intersection when the defendant driver struck her vehicle after colliding with another non-party vehicle. The plaintiff receives a torn rotator cuff in her dominant arm and requires several months of therapy and pain treatment. Eventually, the Plaintiff had surgery to repair the shoulder damage. The defendant argues that the shoulder injury came from a prior condition, and she did not experience enough pain to have torn her rotator cuff. An Upper Marlboro jury originally awards $3,826, but the payout amount is raised to $5,000 due to a high/low agreement.

What Is the Average Settlement or Verdict in a Shoulder Injury?

The average value of a shoulder injury case is about $93,556. There are no statistics on the average settlement for a shoulder surgery lawsuit but, based on our history, our lawyers would expect the average settlement in Maryland for a surgery case to be more than $100,000.

What Is the Average Settlement or Verdict for a Rotator Cuff Injury?

The average rotator cuff award nationally is about $70,000.

Labral Tear Settlement Amounts

A labral tear shoulder settlement can have real value, especially when surgery is involved and there is clear evidence linking the injury to trauma. But these cases fall apart fast when there is a delay in reporting symptoms or the medical records do not clearly connect the tear to the accident. Insurance adjusters look for those gaps. If your first mention of shoulder pain comes weeks later, they will argue it came from something else—lifting, overuse, or wear and tear.

The biggest factor is whether your doctor can say the accident “more likely than not” caused the labral tear. That is the legal standard. Anything short of that, and the defense will try to pull the case apart. The same goes for the records. Your case is stronger when the complaints show up early in your chart, not weeks or months down the line.

As for value, these injuries often settle in the $50,000 to $200,000 range in liability claims when the facts are strong. In workers’ compensation cases, the numbers are usually lower. That is because workers’ comp only pays for medical expenses and a limited schedule of permanent injury benefits. It does not compensate for full pain and suffering the way a third-party liability case can.

Bottom line: if you want to maximize your labral tear shoulder settlement, you need early complaints, clear causation from your doctor, and a lawyer who knows how to present this injury the right way.

Is There a Formula or Calculator for the Value of My Shoulder Injury Case?

The value of your shoulder case is generally calculated by adding up your past and future lost wages and medical bills plus your pain and suffering.

How much is your pain and suffering worth? That is the hard part. There are so many variables that go into a pain and suffering award that it is difficult to estimate without really understanding the case and the medical records, the jurisdiction, and the impact the injury had on the victim’s life.

What Is the Average Maryland Workers’ Comp Shoulder Injury Settlement?

The amount of a workers compensation settlement depends on the jurisdiction. Generally speaking, the value of an on-the-job shoulder injury will be less than the value of a third-party tort claim against a non-employer defendant. This generalization is true whether you are paid over time or whether you receive a lump sum payment.

Getting Help for Your Shoulder Injury Claim

If you have suffered a shoulder injury in an automobile or truck accident in the Baltimore-Washington area and want to bring a claim, call one of our Maryland shoulder injury lawyers at 800-553-8082 or get a free no-obligation Internet consultation. Our attorneys have handled scores of these lawsuits. We can help you maximize the value of your case.