GEICO: Insurance Claims and Settlements

Our law firm deals with GEICO in car accident injury and wrongful death cases in Maryland virtually every single day. The purpose of this page is to give you information you can use about this car insurance company - whether you are a lawyer or a victim - to help you get as much money as you possibly can for your GEICO claim.

Who They Aregeicoclaims

GEICO is the third largest private passenger auto insurer in the United States, providing auto insurance coverage for more than 7 million policyholders, and insuring more than 12 million cars. It has been a member of Warren Buffett’s Berkshire Hathaway group of companies for almost 20 years. Its ascendancy in recent years has been helped by tremendously successful marketing involving the once cute, but now arguably annoying, Gecko. This insurance company now has more market share in Maryland than any other auto insurance carrier, narrowly edging out Allstate and State Farm.

The Path to Setting Cases with GEICO

About six years ago, GEICO was very easy to deal with in settling claims in Maryland. Prior to this, our accident lawyers rarely filed suit against this insurer. But it has clearly changed their paradigm and started fighting personal injury car accident claims with more vigor to the point where we file lawsuits in most traffic collision cases involving this insurance company.

Clients who use this insurance company insurance who are not facing this insurance company in a tort claim it generally report good relationships with the company. GEICO took the top spot among property and casualty insurers for customer satisfaction in the 2006 American Customer Satisfaction Index survey conducted by the University of Michigan. Our lawyers think - without any particular empirical foundation – that this insurer offers competitive auto insurance prices, at least in Maryland. Moreover, we think that their claim adjusters are particularly easy to work with in terms of disposition and their willingness to promptly return calls.

Really, we only disagree with GEICO on one issue: the value of personal injury cases in Baltimore/Washington area. But that is what car accident claims are all about in the final analysis. Accordingly, many of our clients who have a potential GEICO claim need to file a lawsuit, as opposed to settling their claim out-of-court. It is a shame to have to sue to get compensation for the harm caused to you. But, more often than not, this insurance company will leave you with no real choice.

Filing Lawsuit Against GEICO or Its Insured Often Increases Offers Dramatically

Our lawyers have won literally millions of dollars in settlements and verdicts against GEICO. If you need someone on your side who knows how to fight this insurance company and win, call 800-553-8082 or get a free on-line consultation.

GEICO handles a few car insurance claims in Maryland out of Washington, D.C., but the majority of claims involving Maryland accidents are handled in Fredericksburg, Virginia. Again, most of the adjusters are decent people but they have clear instructions from above to make low ball offers until after a lawsuit is filed. You actually can reason with these claims adjusters. They will listen to factual and legal arguments and sometimes adjust their settlement offers accordingly. But, ultimately, 90% of the time you need to file a lawsuit to get a fair offer.

The Defense Lawyers and Their Experts

If you do file a lawsuit, most of the claims will be handled by Besok & Mullen or John Dahut & Associates. These firms have "law firm names" but are actually in-house counsel and are direct employees of the insurance company. 

On balance, these lawyers are far more reasonable than the adjusters when it comes to placing a fair settlement value. GEICO refers out some cases when they are concerned that there is a real chance the verdict could exceed the defendant's insurance policy limits. The Law Offices of Frank Daily - a good group of lawyers - is one of the firms that this insurer heavily relies on in these types of cases in Baltimore. It often uses Mulhern & Patterson in cases in Maryland/D.C. suburbs.

This insurance company has a number of "usual suspect" experts to defend their positions that the plaintiff is either not hurt or not hurt as bad as the plaintiff suggests. If it is an orthopedics case, as many car crash injuries are, this insurance company seems to frequently return to Dr. Joel Falik, Dr. Louis S. Halikman, Dr. J. Richard Wells, Jr. or Dr. Eddie Cohen an expert witnesses in cases in Maryland and the District of Columbia. 

Contacting GEICO for an Injury Claim

To contact this insurer in a Maryland case, you can reach them at:

GEICO Direct
P.O Box 9505
Fredericksburg, VA 22403

The best number is 800-841-1003.

Keep in mind the risks associated with talking to the insurance company without counsel.

Hiring a Lawyer to Fight GEICO

If you have been hurt in a motor vehicle collision in Maryland, and you have a question about your case, call us at 800-553-8082 or get a free claim evaluation. (For claims outside of Maryland, go here.)

More Information on Dealing with GEICO for Settlement or at Trialgeicoaccident

Contact Us For a Free Consultation

If you are hurt in a serious accident or are the victim of medical malpractice, contact our team of lawyers to discuss your case.
Call us now for help at (800) 553-8082

You can also get a FREE no obligation on-line consultation.