Encompass Insurance is essentially Allstate. Encompass is just the marketing name for a division of Allstate that sells personal property-casualty insurance products by independent agents. Same "good hands" product just in a different package. Encompass has over 1 million customers in 42 states.
In Maryland, there are three different Encompass Insurance companies that rank 22nd, 24th, and 26th in market share in Maryland. Add those together, Encompass Insurance by itself is one of the 10 largest car insurance companies in Maryland.
If you file a lawsuit against an Encompass insured in Maryland, the defense lawyers are most likely to be Allstate's in-house lawyers. Allstate has two house counsels offices in Maryland, one at 400 East Pratt Street in Baltimore and another at 6411 Ivy Lane in Greenbelt. They also used McCarthy Wilson in a case that went to trial in 2018.
Because talking about claims against this company is essentially the same as claims against Allstate to analyze how this insurer treats car accident claims, visit our discussion of Allstate claims.
If you have been injured in an automobile accident in Maryland where the at-fault driver is insured by Encompass or if you are filing an uninsured motorist claim against Encompass, and you have a question about your claim, call us at 800-553-8082 or get free online consultation for your car accident case.
Personal Injury Verdicts Involving Encompass
- 2021, Washington: $23,609 Verdict. A woman was rear-ended by an Encompass-insured driver. She injured her neck, back, and shoulder. The woman also sustained headaches, chest pain, and finger tingling. She alleged negligence against the at-fault driver. The woman claimed he excessively sped and failed to timely brake. A jury awarded $23,609.
- 2021, Washington: $343,192 Verdict. A 70-something pedestrian was struck by an Encompass-insured driver. She suffered pelvic fractures, multiple scalp lacerations, deep vein thrombosis, and a concussion. The woman’s scalp lacerations required staples. She also came under a nursing facility’s care. The woman alleged that the at-fault driver's failure to watch for pedestrians caused her injuries. She received $343,192.
- 2021, District of Columbia: $55,000 Verdict. An 80-something man was rear-ended. He suffered a torn rotator cuff. The man underwent a shoulder repair. His injuries became permanent. The man alleged negligence against the at-fault driver. He claimed he failed to avoid the collision. The man also made a UIM claim against Encompass. He received $55,000.
- 2021, New York: $150,000 Verdict. An 11-year-old boy passenger was rear-ended by an Encompass-insured driver. He sustained a concussion, suboccipital headaches, and the exacerbation of his pre-existing Chiari malformation. The boy’s parents alleged negligence against the at-fault driver. He claimed she tailgated and failed to pay attention to the road. The jury awarded $150,000.
- 2020, New York: $20,000 Settlement. A 10-year-old passenger was T-boned by an Encompass-insured driver. He suffered a collar bone fracture. The boy’s parents alleged negligence against the at-fault driver. They claimed she failed to maintain an appropriate lookout. This case settled for $20,000.
- 2019, Ohio: $10,000 Verdict. A woman was rear-ended. She tore her right hip labrum. The woman sustained impingement and bursitis. She made a UIM claim against Encompass. The jury awarded her $10,000.
- 2019, Wisconsin: $34,500 Verdict. A man was rear-ended by an Encompass-insured driver. He suffered cervical, lumbar, thoracic, and sacroiliac sprains. The man underwent physical therapy. He alleged negligence against the at-fault driver. The man claimed she failed to safely operate her vehicle. A jury awarded $34,500.
- 2019, Maryland: $120,000 Verdict. A woman drove her three children along Route 108. They were struck. The four suffered personal injuries. The woman alleged negligence against the at-fault driver. She claimed he drove unsafely. The woman also made a UIM claim with Encompass. She received a $120,000 verdict.
More Information Dealing with Encompass
- Encompass' Website (more information about Encompass)
- Colossus (a detailed explanation of Colossus - the computer system that determines how this company values claims)
- Colossus and Allstate (Allstate was named by American Association for Justice as the worst insurance company to deal with in the country)
- Insurance Companies Using Colossus (who is licensed to use Colossus)
- Sample Interrogatories from Allstate/Encompass (car accident interrogatories)
- Sample PIP Application from Allstate/Encompass (example PIP application)
- Deposition of an Allstate Adjuster (in a Maryland car accident case)
- Valuing Personal Injury Cases (how much is your case worth?)
- When Should I Settle My Case? (critical moments for settlement)
- Handling Personal Injury Claims Without a Lawyer (tips for injury victims)
- Handling Your Property Damage Claim (tips for car accident property damage claims)
- Sample Demand Letter (letter to the insurance company for settlement)
- Personal Injury Frequently Asked Questions (comprehensive common victim questions)
- Negotiating Insurance Claims (tips)
- Personal Injury Victim Help Center (one-stop shop for information for claims in auto accident cases)
- Contact Us At 800-553-8082 to discuss how we can help you with your motor vehicle crash injury claim