{"id":2757,"date":"2026-10-27T10:39:23","date_gmt":"2026-10-27T14:39:23","guid":{"rendered":"https:\/\/www.millerandzois.com\/iolta-rule-maryland\/"},"modified":"2026-10-27T10:39:12","modified_gmt":"2026-10-27T14:39:12","slug":"iolta-rule-maryland","status":"publish","type":"page","link":"https:\/\/www.millerandzois.com\/professional-attorney-information-center\/forms-and-letters-for-personal-injury-lawyers\/miscellaneous\/iolta-rule-maryland\/","title":{"rendered":"Maryland Rule 16-606.1: The IOLTA Maintenance Rule"},"content":{"rendered":"<p>IOLTA accounts are client trust accounts. They are needed because personal injury lawyers regularly deposit checks for money to be paid to a client in the future. As a general rule, you can&#8217;t commingle client funds with your own money, but you can commingle funds belonging to different clients within your IOLTA account. You still have to keep separate records for each client.<\/p>\n<p>The rules regarding IOLTA are very strict. Lawyers who seriously violate these rules risk losing their license to practice law in Maryland. The Supreme Court of Maryland does not tolerate attorneys who do not respect the separation of church and state when it comes to the client&#8217;s money. If you learn anything from this page, this is the one thing you cannot skate on.\u00a0 No matter the size of your case or how many cases you have, you must comply with this rule to the letter.<\/p>\n<p>Maryland Rule 19-407, formerly Rule 16-606.1, requires lawyers to keep records of deposits and disbursements, separate records for each client matter, monthly reconciliations, and supporting records for at least five years. You can find the current rule in the <a href=\"https:\/\/www.mdcourts.gov\/attygrievance\/rules\">Maryland Judiciary&#8217;s attorney trust account rules<\/a>.<\/p>\n<div class=\"read_more_link\"><a href=\"https:\/\/www.millerandzois.com\/professional-attorney-information-center\/forms-and-letters-for-personal-injury-lawyers\/miscellaneous\/iolta-rule-maryland\/\"  title=\"Continue Reading Maryland Rule 16-606.1: The IOLTA Maintenance Rule\" class=\"more-link\">Continue reading \u2192<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>IOLTA accounts are client trust accounts. They are needed because personal injury lawyers regularly deposit checks for money to be paid to a client in the future. As a general rule, you can&#8217;t commingle client funds with your own money, but you can commingle funds belonging to different clients within your IOLTA account. You still [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2751,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2757","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Maryland Rule 16-606.1: The IOLTA Maintenance Rule | Baltimore Personal Injury Lawyer<\/title>\n<meta name=\"description\" content=\"Free Consultation (800) 553-8082 Miller &amp; Zois helps injured victims and their families in personal injury, medical malpractice and wrongful death cases. Baltimore Personal Injury Lawyers. 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Maryland Rule 16-606.1: The IOLTA Maintenance Rule.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.millerandzois.com\/professional-attorney-information-center\/forms-and-letters-for-personal-injury-lawyers\/miscellaneous\/iolta-rule-maryland\/","og_locale":"en_US","og_type":"article","og_title":"Maryland Rule 16-606.1: The IOLTA Maintenance Rule | Baltimore Personal Injury Lawyer","og_description":"Free Consultation (800) 553-8082 Miller & Zois helps injured victims and their families in personal injury, medical malpractice and wrongful death cases. Baltimore Personal Injury Lawyers. Maryland Rule 16-606.1: The IOLTA Maintenance Rule.","og_url":"https:\/\/www.millerandzois.com\/professional-attorney-information-center\/forms-and-letters-for-personal-injury-lawyers\/miscellaneous\/iolta-rule-maryland\/","og_site_name":"Plaintiff Attorney Legal Information Center","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.millerandzois.com\/professional-attorney-information-center\/forms-and-letters-for-personal-injury-lawyers\/miscellaneous\/iolta-rule-maryland\/","url":"https:\/\/www.millerandzois.com\/professional-attorney-information-center\/forms-and-letters-for-personal-injury-lawyers\/miscellaneous\/iolta-rule-maryland\/","name":"Maryland Rule 16-606.1: The IOLTA Maintenance Rule | Baltimore Personal Injury Lawyer","isPartOf":{"@id":"https:\/\/www.millerandzois.com\/professional-attorney-information-center\/#website"},"datePublished":"2026-10-27T14:39:23+00:00","description":"Free Consultation (800) 553-8082 Miller & Zois helps injured victims and their families in personal injury, medical malpractice and wrongful death cases. 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