{"id":336,"date":"2023-03-24T12:22:34","date_gmt":"2023-03-24T16:22:34","guid":{"rendered":"https:\/\/millerandzois.lawblogger.net\/car-accidents\/?page_id=336"},"modified":"2025-07-22T10:41:51","modified_gmt":"2025-07-22T14:41:51","slug":"insurance-company-tricks","status":"publish","type":"page","link":"https:\/\/www.millerandzois.com\/car-accidents\/insurance-claims-settlements\/insurance-company-tricks\/","title":{"rendered":"Top 10 Tricks an Insurance Company Uses to Lower Settlement Amounts"},"content":{"rendered":"

Insurance companies often employ a range of strategies to minimize payouts in car accident claims. As experienced car accident attorneys. Our lawyers represented these insurance companies once upon a time. We are well-versed in these tactics and can help you navigate them effectively. Here are some of the tricks insurance companies commonly use:<\/p>\n

    \n
  1. Quick Settlement Offers<\/strong>:\u00a0 Insurance companies are in the business of minimizing payouts. One common tactic our lawyers see is to make a quick settlement offer shortly after the accident, often before you have completed treatment or fully understood the scope of your injuries. These early offers tend to be low, sometimes drastically so. They are designed to appeal to people who are in pain, under financial stress, or simply unaware of the potential value of their case. Accepting a settlement too early means giving up your right to seek further compensation, even if new complications arise later. Before signing anything, speak with a lawyer who can evaluate your medical records, future care needs, and all forms of damages to determine whether the offer reflects the true value of your claim.<\/li>\n
  2. Denying Liability<\/strong>: Some insurers may initially deny their policyholder’s liability, forcing you to prove the other driver’s fault. Does everyone have to fall for this trick?\u00a0 No.\u00a0 If 10% of claimants do, that is a lot more money in the insurance company’s pocket.<\/li>\n<\/ol>\n
    Continue reading \u2192<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

    Insurance companies often employ a range of strategies to minimize payouts in car accident claims. As experienced car accident attorneys. Our lawyers represented these insurance companies once upon a time. We are well-versed in these tactics and can help you navigate them effectively. Here are some of the tricks insurance companies commonly use: Quick Settlement […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":264,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-336","page","type-page","status-publish"],"yoast_head":"\nTop 10 Insurance Company Tricks to Decrease Settlement Amounts<\/title>\n<meta name=\"description\" content=\"Free Consultation (800) 553-8082 Miller & Zois helps injured victims and their families in personal injury, medical malpractice and wrongful death cases. Baltimore, Maryland Car Accident Lawyers. 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