{"id":114,"date":"2025-04-25T09:10:16","date_gmt":"2025-04-25T13:10:16","guid":{"rendered":"https:\/\/millerandzois.lawblogger.net\/car-accidents\/?page_id=114"},"modified":"2025-04-25T09:13:16","modified_gmt":"2025-04-25T13:13:16","slug":"underinsurance-claims","status":"publish","type":"page","link":"https:\/\/www.millerandzois.com\/car-accidents\/maryland-car-accident-laws-explained\/how-uninsured-motorist-claims-work\/underinsurance-claims\/","title":{"rendered":"Maryland Underinsured Car Accident Claims"},"content":{"rendered":"

Maryland law requires all drivers to carry a certain amount of underinsured motorist coverage. This page is about how to deal with the situation when your damages in a Maryland car accident exceed the policy limits of the driver.\u00a0 Underinsured motorist coverage can lead to a higher settlement or verdict in situations where the at-fault driver does not have sufficient insurance coverage to cover the damages incurred.<\/p>\n

The underlying premise of uninsured motorist insurance coverage in Maryland<\/a><\/strong>, as in most states, is to put the car accident victim in the same position they would find themselves in had the at-fault driver had liability coverage equal to the coverage of the accident victim.<\/p>\n

We are oversimplifying a bit because you can have UM coverage in some instances that are less than your liability coverage. But, in most cases in Maryland, your liability coverage mirrors<\/u> your uninsured motorist coverage.<\/p>\n

Continue reading \u2192<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

Maryland law requires all drivers to carry a certain amount of underinsured motorist coverage. This page is about how to deal with the situation when your damages in a Maryland car accident exceed the policy limits of the driver.\u00a0 Underinsured motorist coverage can lead to a higher settlement or verdict in situations where the at-fault […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":108,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-114","page","type-page","status-publish"],"yoast_head":"\nHow Underinsured Motorist Coverage Works in Maryland<\/title>\n<meta name=\"description\" content=\"How underinsured motorist coverage works in Maryland. 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